LIVING BENEFITS Health Insurance Products
Be better prepared to handle medical costs and out-of-pocket expenses that accompany unexpected health events. Benefits are paid directly to you or someone you designate. There are no restrictions on how you use your benefit payment. It can be used to pay for everything like, deductibles and copays to your rent or home mortgage and or groceries to feed your family.
Critical Illness Insurance
Critical illness insurance covers cancer, heart attack, stroke and end-stage renal failure. Plus, it can also cover conditions such as Alzheimer’s disease, blindness, paralysis, coma, transplant surgery/waiting list, amputation and deafness.
Accidental Death Insurance & Disability
Traditional life insurance is used by most people for their primary protection needs. Did you know that additional protection is available with Accidental Death Insurance at a much lower price. Accidental Death Insurance can be a cost effective way to protect your family.
Hospital Indemnity Insurance
Hospital indemnity insurance complements your existing health insurance plan by paying you cash benefits when you’re hospitalized due to covered accidental injury or sickness. Coverage options include a daily hospital stay, day one hospital admission, intensive care unit, emergency room visits and ambulance trips, among other choices.
Long-Term Care Insurance
Long-term care assistance is needed when people can no longer perform basic activities of daily living, such as eating, bathing, dressing or taking medications. A long-term care insurance policy is designed to help you pay for assistance with these types of activities. Long-term care needs typically arise as part of the normal aging process but can also be due to injury or illness, such as stroke or cognitive impairment like Alzheimer’s disease.
