Retirement Solutions

Retirement Solutions,
Are You Prepared?

Annuities and life insurance can provide a benefit to your loved ones when you pass, but it can also be a financial asset during your life.

Retirement Strategies

Our main strategy at RBI Capital Group is to provide you with PROTECTION. Protect your retirement money from the volatility in the market. Protect your assets from unnecessary taxes. Protect you from running out of income during your retirement years. years.
Retirement Solutions

Tax-Free Retirement Income

Properly structured, maximum-funded, Indexed universal Life Insurance policies generate tax-free cash value that can be used as your retirement income.

Guaranteed Income for Life

Americans living longer and spending more time in retirement, many retirees are concerned about outliving their savings. In turn, they are searching for a product that can help ensure a steady income stream. Fixed indexed annuities (FIAs) are designed with guaranteed lifetime income so you can never outlive your earnings.
Retirement Solutions

Money Growth & Protection Strategies

Many Americans are only familiar with the traditional types of retirement accounts like 401(k), traditional IRAs, Roth IRAs, etc. The issue is that they are subject to market volatility and their lack of principal safety.


Indexing can give you the ability to protect your principal against loss and grow your nest egg competitively. Indexing insulates you from market bubbles, it gives your money a safe harbor where market volatility can’t sink your retirement savings. Why should you consider Indexing.

Retirement Solutions


Your principal is protected and Any gains from a previous period are locked in and protected against loss, even if the index you are tied to loses in future segments. Each and every year this resets, so gains are added to the principal and never lost due to market performance.

Retirement Solutions

Linked to the market

Your money is linked to the market so that when the stock market performs well, you participate in the market gains. At the same time, if the market loses, your money is protected with a guaranteed floor.

Retirement Solutions

Indexing Credit

Your cash value will receive an indexing credit, based on the market/index that you select. When that market grows during a segment, which is commonly 12 months, your cash value will be credited with interest.

Retirement Solutions


If the market you are tied to experiences large losses, like many did in 2003 and 2008, your cash value won’t decrease due to market performance. Not only are you protected from market loss with a guaranteed 0% floor, but because your money is not in the market, it’s LINKED TO the market, your principal is safe and secure.

Two Options for Indexing

Indexed Universal Life Policy

A Properly Structured and Maximum Funded IUL can minimize taxes and grow your money in a tax-advantaged environment that also can have tax-free at-retirement benefits.

Fixed Indexed Annuity

A fixed indexed annuity is a product that provides indexing that can guarantee payments so that you never run out of money.