Retirement Solutions
Retirement Solutions,
Are You Prepared?
Annuities and life insurance can provide a benefit to your loved ones when you pass, but it can also be a financial asset during your life.
Retirement Strategies
Tax-Free Retirement Income
Guaranteed Income for Life
Money Growth & Protection Strategies
Many Americans are only familiar with the traditional types of retirement accounts like 401(k), traditional IRAs, Roth IRAs, etc. The issue is that they are subject to market volatility and their lack of principal safety.
Indexing can give you the ability to protect your principal against loss and grow your nest egg competitively. Indexing insulates you from market bubbles, it gives your money a safe harbor where market volatility can’t sink your retirement savings. Why should you consider Indexing.
Protection
Your principal is protected and Any gains from a previous period are locked in and protected against loss, even if the index you are tied to loses in future segments. Each and every year this resets, so gains are added to the principal and never lost due to market performance.
Linked to the market
Your money is linked to the market so that when the stock market performs well, you participate in the market gains. At the same time, if the market loses, your money is protected with a guaranteed floor.
Indexing Credit
Your cash value will receive an indexing credit, based on the market/index that you select. When that market grows during a segment, which is commonly 12 months, your cash value will be credited with interest.
Guarantee
If the market you are tied to experiences large losses, like many did in 2003 and 2008, your cash value won’t decrease due to market performance. Not only are you protected from market loss with a guaranteed 0% floor, but because your money is not in the market, it’s LINKED TO the market, your principal is safe and secure.
